
I've spent twenty-five years in the room when directors are facing the moment they hoped would never come. What I've learned is that fear doesn't make better decisions. Clear thinking does.
I help company directors and business owners understand exactly where they stand, what their real options are, and how to protect what matters beyond the business itself — their family, their wealth, their future — before the pressure of the moment makes that decision for them.
"Protecting more than the business. Protecting the people who depend on it."
Section One
Company Directors
Business Owners
Entrepreneurs
Family Businesses
Professional Practices
Property Investors
Section Two
Business Recovery
Personal & Family
Section Three
By the time most directors speak to someone, the crisis has already written the story. I'd rather be in the conversation before that happens.
My experience means I don't just look at the company. I look at what happens next — for you personally, for your family, for the years after this particular problem is resolved. Where it's appropriate, I combine insolvency and business recovery knowledge with financial and estate planning, so a decision made under pressure today doesn't create a second problem in five years' time.
"Think smart before you think hard."
Section Four
01
Every situation is different. Begin by understanding the whole picture.
02
Explain every available option clearly and honestly. Remove uncertainty. Allow informed decisions.
03
Where appropriate, combine insolvency knowledge with financial planning strategies to help secure tomorrow while dealing with today's challenges.

Section Five
Sean Kiani has spent more than twenty-five years working with company directors, business owners and entrepreneurs at the point where financial pressure meets real consequence.
He founded bankruptcy.co.uk in 1998, one of the first dedicated insolvency information services in the UK, and has advised on business recovery, liquidation and director conduct matters ever since. He later qualified as a Level 4 Independent Financial Adviser and estate planner, adding a longer-term, whole-picture perspective that most insolvency professionals don't offer.
His approach is built on a simple belief: people make their worst decisions when fear is allowed to compress the timeframe. Clear thinking, applied early, changes outcomes.
"Calm. Practical. Measured. Focused on helping people think clearly when the stakes are highest."
Section Six
Practical Guidance
Independent Thinking
Clear Explanations
Personal Service
Confidential Conversations
Long-Term Perspective
Every director's circumstances are different, and most of what matters can't be judged from the outside. A confidential conversation costs nothing and may be the clearest thirty minutes you've had about your situation in some time.